Frugal Living Today

The beginnings of being frugal are often based on a lack of money, at least that’s where it started for me.  In today’s Frugal Living Tip of the Day, we’re gong to take a look at your money and how you can get a better idea of just how good you have it!

For starters, you’ve got to have a budget.  Don’t have one?  I’m not surprised.  Statistically speaking, you share that boat with at least 65 percent of Americans.  In order to make life a little easier for you, I have compiled a list of some of my favorite budget guides from various sources: 

• The folks at Budget 101 have some fantastic and simple printable budget worksheets available from their website.  If you are anything like me, you’ll be overwhelmed at the huge amount of information on their site so you can click here to take a shortcut to the budget worksheets page.
• J.D. Roth at Get Rich Slowly offers a simple budget spreadsheet for download from his website.
• Simple Debt Free Living offers a good budget worksheet and an easy to follow guide to creating a budget you can live with.

A lot of people are scared to make a budget because it will show them just how deeply in debt they are.  I don’t care whether you make $100 a week or $1,000 you need a budget so that you can better understand what you’ve got, where your debt is and where your money is going.